The capital infusion is aimed at strengthening SMFG India Credit’s balance sheet and enabling it to scale operations, as it continues to expand its lending footprint across retail and small business segments.
Commenting on the development, Managing Director and CEO Ravi Narayanan said, “This capital infusion from SMFG reinforces our strategy and execution strength as we enter our next phase of growth.” He added that the company remains focused on delivering sustainable and predictable growth while accelerating its digital transformation and maintaining high standards of governance, compliance and risk management.
SMFG India Credit’s assets under management stood at ₹64,100 crore as of December 31, 2025, marking a 21% year-on-year increase. Disbursements during April to December 2025 rose 29% YoY to ₹39,500 crore, reflecting strong business momentum.
The company, along with its housing finance subsidiary SMFG Grihashakti, has built a wide presence across more than 670 towns and over 70,000 villages through a network of 1,000-plus branches, offering a range of lending products including SME financing, vehicle loans, home loans and personal credit.
The latest capital infusion underscores SMFG’s continued focus on scaling its India operations and tapping into the country’s growing credit demand.
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