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Gen Z is emerging as the first truly credit-native generation, demonstrating an inherent understanding and proactive engagement with their financial profiles | (Photo: Reuters)
1 min read Last Updated : Mar 20 2026 | 5:05 PM IST
India’s credit behaviour is moving from passive awareness to active ownership. Credit monitoring is no longer merely an enabler for borrowing; it has become a tool for self-awareness, discipline, and empowerment.
According to TransUnion-CIBIL’s latest report titled ‘CIBIL for Every Indian – Uncovering How India Owned Its Credit Journey in 2025’, as of December 2025, the number of Indians who had self-monitored their CIBIL score rose to 183 million across age groups, following a 27 per cent year-over-year increase in consumers monitoring their credit for the first time. This momentum signals a progressively widespread adoption of credit awareness as a core financial habit.
First Published: Mar 20 2026 | 5:04 PM IST
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